ernd

The credit card for the AI stack

We negotiate partnerships with AI providers to get better pricing and capacity. Card spend at AI vendors earns 4% back.

We're ernd, backed byYCombinator.
Back a year
~$4,800
$10,000
Request your card
or book 15 min with Connor

Final terms come with the card.

4% back on AI spend

Everything else earns 1.5%.

Final terms come with the card.

Negotiated by ernd

Priority GPU and inference capacity

Coming soon

Use your points

Cheaper work travel

Because we buy airline points in bulk, we can pass the savings to you on customer visits, offsites and more.

Cash back

Cash is the simple option. A point is worth more at partners like Superserve, so that's the better deal if you already use them.

Questions

You earn 4% back at every AI vendor, including OpenAI and Anthropic. Payments to Superserve, Conifer and AgentPhone each earn 5%. Everything else earns 1.5%. Final terms come with the card.

Requesting a card is free, and there's no annual fee. Final terms come with the card.

The credit card for the AI stack, for US companies. It gives 4% back on AI and 1.5% on everything else, paid off once a month. Final terms come with the card.

We negotiate them with each provider for all the companies on the card and add more as deals get signed. Final terms come with the card.

No. OpenAI and Anthropic don't sponsor or endorse ernd. ernd is an independent company. You'll pay OpenAI and Anthropic with the ernd card the same way you pay with any business card, and the rewards come from ernd.

A company admin signs in with a work email or Google work account and sends the request from the ernd app. It takes a few minutes. We're issuing cards on a first-come, first-served basis and email the admin about next steps.

Points are redeemable as cash back, and go further on travel ernd books and with recommended providers. Final terms come with the card.

No. We're issuing cards on a first-come, first-served basis. We email the admin who sent the request about next steps.

Request your ernd card

Request your cardor book 15 min with Connor

Requests are open to any US company.

ernd’s use of information received from Google APIs will adhere to the Google API Services User Data Policy, including the Limited Use requirements.

ernd does not sell personal data. Read the privacy policy