The credit card for the AI stack
We negotiate partnerships with AI providers to get better pricing and capacity. Card spend at AI vendors earns 4% back.
erndFinal terms come with the card.
Negotiated by ernd
- Firecrawl2x usage limits
- Superserve5% back
- Conifer5% back
- AgentPhone5% back
EigenPal5% backOn OpenParser and DOCX Editor
OstoFree security stackFirst 100 cardholders, teams up to 10, for up to a year- Coming soonPriority GPU and inference capacity
What comes with it
Priority capacity
4% back on AI spend
Help with vendors
Use your points

Trips, booked for you
Flights, hotels and the conferences your team flies to. Points are worth more on work travel through ernd than they are as cash back.

Cash back
Cash is the simple option. A point is worth more at partners like Superserve, so that's the better deal if you already use them.
Questions
You earn 4% back at every AI vendor, including OpenAI and Anthropic. Payments to Superserve, Conifer and AgentPhone each earn 5%. Everything else earns 1.5%. Final terms come with the card.
Requesting a card is free, and there's no annual fee. Final terms come with the card.
A credit card for US companies that pay for AI, paid off once a month. Final terms come with the card.
We negotiate them with each provider for all the companies on the card and add more as deals get signed. Final terms come with the card.
Any US company. A company admin sends the request for the company from the ernd app.
Your company's legal name, type, state, address, phone, EIN, revenue and cash estimates, expected card spend, and the name, title and email of each owner of 25% or more.
No. OpenAI and Anthropic don't sponsor or endorse ernd. ernd is an independent company. You'll pay OpenAI and Anthropic with the ernd card the same way you pay with any business card, and the rewards come from ernd.
A company admin signs in with a work email or Google work account and sends the request from the ernd app. It takes a few minutes. We're issuing cards on a first-come, first-served basis and email the admin about next steps.
Points are redeemable as cash back, and go further on travel ernd books and with recommended providers. Final terms come with the card.
No. We're issuing cards on a first-come, first-served basis. We email the admin who sent the request about next steps.
Yes. You can withdraw it from the app at any time.
Guides
What it costs to use OpenAI and Anthropic, with ways to spend less.
- Cut LLM API costsWays to reduce your OpenAI and Anthropic bills by using fewer tokens or paying less per token.
- API billing basicsSome accounts use prepaid credits. Others keep a card on file or get a monthly invoice.
- Track AI API spendHow to work out each project's OpenAI and Anthropic costs using usage dashboards and receipts.
- AI credits programsAPI credit programs for startups can give you free credits, usually with conditions around things like funding stage or when the credits expire.
- OpenAI API pricingOpenAI prices for a million tokens, broken down by model.
- Anthropic API pricingWhat a million tokens cost on each Claude model.
Request your ernd card
Request your cardor book 15 min with ConnorRequests are open to any US company.
ernd’s use of information received from Google APIs will adhere to the Google API Services User Data Policy, including the Limited Use requirements.
ernd does not sell personal data. Read the privacy policy